Credit-Challenged

If you are unable to receive a loan through a traditional lender, Peak Finance may be able to provide a solution. Our brokers have unique experience analyzing our clients’ credit history, and identifying a path to secure financing by restructuring debt.

We offer a range of products that enable those with less-than-perfect credit to obtain a loan faster and more efficiently, including:

  • Loans only requiring one year of seasoning following a completed short sale (restrictions apply), or three years of seasoning following a completed foreclosure (restrictions apply).
  • Special packages that enable those with credit scores as low as 540 to obtain FHA financing (restrictions apply).
  • Immediate financing for loan modifications (as long as the client has no previous late fees).