July 31, 2009
Ms. Susan Woodnick
Senior Loan Consultant
Peak Finance Company
22837 Ventura Blvd., Ste. 30O
Woodland Hills, CA 91364.

Dear Susan,

We are writing to thank you for all your tremendous help guiding us through our recent home refinancing. As you know, refinancing a loan is a daunting task, and one that requires a great deal of trust between a broker and clients. Knowing we could depend on you to respond quickly to questions and concerns with accurate information made the process much easier. You provided sound guidance when needed and patience when we required.

Our little townhouse is no mansion, but it's a home we love and moving to a 30-year fixed mortgage has provided us with the security of knowing our payments will be stable indefmitely. We can concentrate now on lour other financial goals knowing that paying for our home will not become a source of stress.

In this difficult fiscal time, we understand the added difficulty of securing refinance deals, and very much appreciate the experience with which you were able to accomplish the task. Thank you again and should we find ourselves in need of loan assistance in the future, we will not hesitate to call you.

Best regards,
Damian and Blair Carroll